Wealth Management Services –
Proactive Planning To Meet Your Financial Goals
Our comprehensive Wealth Management Services provided through Horizon Wealth Management are tailored to individual and family needs including financial planning, investment management, retirement strategies, company retirement plans, foundation asset management, insurance planning, and trust services. We deliver a client-centric and proactive approach, working closely with you to understand your financial history and future goals, ensuring personalized and effective financial strategies to address your financial goals and objectives.
Wealth Management Services
Financial Planning
Horizon Wealth Management’s Financial Planning services are designed to help individuals and families gain clarity, confidence, and control over their financial future. We take a comprehensive, personalized approach to align your financial goals with customized strategies for retirement planning, investment management, tax planning, risk management, and estate planning. Whether you’re preparing for a major life event, planning for retirement, or seeking to build long-term wealth, our experienced advisors provide objective guidance tailored to your needs. With a focus on proactive planning and informed decision-making, we help you navigate life’s complexities and achieve lasting financial security.
Investment Management
Horizon Wealth Management offers personalized Investment Management services designed to align your portfolio with your financial goals, risk tolerance, and long-term objectives. Our advisors use a disciplined, research-driven approach to build diversified portfolios tailored to your needs – whether you’re planning for retirement, college funding, growing generational wealth, or seeking steady income. We focus on asset allocation, risk management, tax efficiency, and ongoing portfolio rebalancing to help you navigate changing markets with confidence. As fiduciary advisors, we put your interests first to provide transparent, objective investment advice backed by decades of financial expertise.
Individual Retirement Strategies
Horizon Wealth Management provides customized Individual Retirement Planning Strategies to help you build, preserve, and enjoy your retirement savings. Our experienced advisors take a holistic approach, guiding you through every phase of retirement – from accumulation and investment planning to income distribution and legacy preparation. We develop personalized strategies that align with your lifestyle goals, risk tolerance, and timeline, while incorporating tax-efficient withdrawals, Social Security optimization, and IRA/Roth IRA planning. Whether you’re decades from retirement or already transitioning, Horizon Wealth Management delivers the expert guidance you need to retire on your terms with peace of mind.
Company Retirement Plans
Horizon Wealth Management offers strategic Company Retirement Plan services designed to help businesses attract top talent, retain employees, and meet fiduciary responsibilities with confidence. We work closely with business owners and HR teams to design, implement, and manage customized retirement plans such as 401(k) plans, profit-sharing plans, and defined benefit pension plans that align with your company’s goals and budget. Our advisors provide ongoing support with plan benchmarking, investment selection, fiduciary compliance, and employee education to ensure your plan remains competitive, cost-effective, and fully compliant helping your business and employees achieve long-term financial success.
Foundation Asset Management
Horizon Wealth Management provides consulting and Foundation Asset Management services to help nonprofit organizations, private foundations, and endowments achieve long-term financial sustainability and mission alignment. We deliver customized investment strategies that focus on capital preservation, risk management, and sustainable growth, while ensuring compliance with fiduciary responsibilities and regulatory requirements. We work closely with boards and finance committees to establish clear investment policies, provide transparent reporting, and offer ongoing guidance tailored to your organization’s values and goals.
Insurance Planning
Horizon Wealth Management offers comprehensive Insurance Planning services to help individuals and families protect what matters most. Our experienced advisors evaluate your financial goals and personal risk factors to develop customized strategies for life insurance, disability insurance, long-term care insurance, and business continuity coverage. As part of a holistic financial plan, we ensure your insurance solutions align with your broader wealth, estate, and retirement planning objectives. With a focus on risk management and long-term protection, we help you gain peace of mind knowing your loved ones, income, and assets are safeguarded against life’s uncertainties.
Trust Services
Horizon Wealth Management as LPL Representatives, offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial designed to help individuals and families preserve wealth, minimize taxes, and ensure their legacy is carried out according to their wishes. Working in collaboration with your estate planning attorney and other trusted advisors, our team helps structure and manage a wide range of trust types including revocable trusts, irrevocable trusts, charitable trusts, and generation-skipping trusts. We offer personalized guidance on trust administration, trustee responsibilities, and asset management, all with a focus on long-term protection and efficient wealth transfer.
Industries
Monroe Shine services a diverse national client base across a broad range of industries, providing expert CPA and business consulting strategies with an aim to exceed client expectations.
