Financial Institutions

Empowering You With Expert CPA Services & Strategic Insights

Our customized CPA services for Financial Institutions offer deep industry expertise with our team of CPAs who understand the complex regulatory environment in which financial institutions operate. We help financial institutions strengthen internal controls, improve reporting accuracy, and stay compliant with FDIC, NCUA, and state regulations. With Monroe Shine, your institution gains a trusted CPA partner who delivers the insights and strategies needed to manage risk, drive performance, and maintain stakeholder confidence.

Financial Institution Clients

We proudly serve a diverse range of financial institution clients providing industry-specific financial guidance tailored to their unique needs including:

Community Banks
Mutual Thrifts
Federal & State-Chartered Credit Unions
Savings Institutions

CPA & Business Consulting Services For Financial Institutions

Monroe Shine provides a wide range of specialized CPA and business consulting services for financial institution clients.

Financial Institution Assurance

Monroe Shine delivers specialized Financial Institution Assurance services to help banks and credit unions meet regulatory requirements, enhance stakeholder confidence, and maintain operational integrity. Our experienced CPAs deal with numerous financial institution clients operating under various regulatory charters providing independent audits, internal control evaluations, and risk-based assessments tailored to the unique challenges of financial institutions in a dynamic compliance environment.

Financial Institution Consulting

Our Financial Institution Consulting services are tailored to your needs, offering expert guidance on internal audit, regulatory compliance, and enterprise risk management. Our CPAs partner with financial institutions to strengthen internal controls, improve operational efficiency, and ensure readiness for ever-changing industry regulations.

Tax Compliance & Planning

We provide specialized Tax Compliance & Planning services for financial institutions, ensuring accurate tax reporting, regulatory compliance, and proactive strategies to minimize tax liability. Our CPAs work closely with financial institutions to identify opportunities for savings, manage complex tax issues, and support long-term financial success.

Cybersecurity Assessments

Monroe Shine provides comprehensive Cybersecurity Assessments for financial institutions to identify vulnerabilities, strengthen IT controls, and ensure compliance with regulatory standards. Our CPAs and technology specialists help banks and credit unions protect sensitive data, reduce cyber risk, and build a secure foundation for ongoing digital operations.

Commercial Loan Reviews

Our Commercial Loan Review services help financial institutions assess credit quality, portfolio risk, and loan policy compliance. Our experienced CPAs deliver objective evaluations that enhance risk management, support regulatory readiness, and strengthen loan administration practices.

ACH Compliance Audits

We conduct Automated Clearing House (ACH) Compliance Audits to help banks and credit unions meet NACHA regulations and mitigate transaction risk. Our CPAs evaluate internal procedures, controls, and file integrity to ensure secure and compliant ACH operations.

Merger & Acquisitions Consulting

Monroe Shine provides Mergers & Acquisitions Consulting for financial institutions navigating consolidations, strategic partnerships, or asset purchases. Our CPAs provide due diligence, valuation, and tax planning support to ensure smooth transitions and maximize deal value.

Financial Statement Preparation

We deliver accurate and GAAP-compliant Financial Statement Preparation to meet audit, board, and regulatory requirements. Our CPAs craft clear, timely financial reports that reflect your institution’s performance and support confident decision-making.

Call Report Preparation Assistance

We offer Call Report Preparation Assistance to help banks meet quarterly reporting requirements with accuracy and confidence. Our CPAs guide your team through complex schedules, ensure regulatory compliance, and minimize reporting errors that could lead to penalties.

Tax Provision Preparation, Review & Consulting Services

Monroe Shine provides expert Tax Provision Preparation, Review & Consulting Services for financial institutions to ensure accurate ASC 740 compliance and tax reporting. Our CPAs help you manage temporary differences, deferred tax assets and liabilities, and provision calculations to support financial transparency.

Supervisory Committee Audit Procedures

Our Supervisory Committee Audit Procedures are tailored for credit unions, ensuring independent oversight and compliance with NCUA guidelines. Our CPAs evaluate internal controls, account accuracy, and operational integrity to help supervisory committees fulfill their governance responsibilities.